Is this you?
Planning ahead
Big financial decisions can feel like you’re diving into a black hole of uncertainty. Our job is to take care of the details while you kick back and focus on the important stuff! So what kind of issues do we help our clients through?
Planning for a baby
- How long do you plan to take parental leave for?
- Will your employer provide any compensation during this period?
- Any government benefits you'll be entitled to?
- How will you fund childcare costs?
Planning for a home purchase
- What is the cost difference between rental payments and mortgage payments?
- How long do you plan to live in the home for?
- What is the trade-off between living in a bigger house further away from work vs a smaller house but closer to work?
Thinking about retirement
- What kind of lifestyle do you want in retirement? What does it look like? Where do you want to live?
- What do you need to do now to make sure you live the life you want in retirement?
- When will you and your partner realistically be able to retire?
- How much is enough?
Received an inheritance
- How much should go to putting into your future investment fund vs paying off debt vs spending?
- If the inheritance isn’t cash, should I sell the asset and if so, when? If not, how much will it cost to maintain the asset?
- Does my inheritance require change to my own estate planning?
Thinking about the future
- Is there an expected drop in salary as you move from your current vocation to a new industry?
- Where in your current lifestyle will you fit in time for study?
- How long do you expect to have a reduced income for?
- What are the future growth prospects of your new industry?
Starting a business
- How will you fund your start-up costs?
- Have you built a contingency fund? How long will it last?
- How should you restructure your personal finances to best protect your assets?
- Do you need a business loan? How will this impact your financial circumstances?
Families
- You own your own home with a mortgage, but would like to pay this off ASAP.
- Your kids are growing up, and you’re starting to think about the next chapter of your life.
- You’re earning good money but struggling to get ahead.
- You’ve been procrastinating on getting your finances organised
- You want to leave a legacy for your children.
Entrepreneurs
- You’re self-employed, running a successful business, but struggling to find time to manage your household finances.
- You have a demanding personal life and other priorities to balance.
- You want clarity on what you should be doing with your surplus income.
- You are time poor and unsure if you’re doing the right thing.
Professionals
- You’re making good money having earned your stripes your profession and need support optimising your financial choices.
- You’re renting but would like to purchase your own home.
- You’re not sure if you should be investing or saving for a deposit and you’re unclear about your options.
- You don’t know where to start and need guidance to build a robust financial foundation.